[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.laichman.cz\/ma-li-podnikatel-malo-penez\/#Article","mainEntityOfPage":"https:\/\/www.laichman.cz\/ma-li-podnikatel-malo-penez\/","headline":"M\u00e1-li podnikatel m\u00e1lo pen\u011bz","name":"M\u00e1-li podnikatel m\u00e1lo pen\u011bz","description":"Soukrom\u00e9 podnik\u00e1n\u00ed je v podstat\u011b docela atraktivn\u00ed forma zam\u011bstn\u00e1n\u00ed. A to hned z v\u00edce d\u016fvod\u016f, kter\u00e9 tradi\u010dn\u00ed zam\u011bstnaneck\u00e9 pom\u011bry obvykle nenab\u00edzej\u00ed. Kdo podnik\u00e1, ten je t\u0159eba sv\u00fdm vlastn\u00edm p\u00e1nem, rozhoduj\u00edc\u00edm s\u00e1m za sebe. Co\u017e je p\u0159ece p\u0159\u00edjemn\u00e9, proto\u017ee kdo z lid\u00ed by m\u011bl r\u00e1d ono v\u011b\u010dn\u00e9 sek\u00fdrov\u00e1n\u00ed od nad\u0159\u00edzen\u00fdch, \u017ee? Pak je tu tak\u00e9 mo\u017enost […]","datePublished":"2022-10-24","dateModified":"2022-10-24","author":{"@type":"Person","@id":"https:\/\/www.laichman.cz\/author\/#Person","name":"","url":"https:\/\/www.laichman.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"laichman.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.laichman.cz\/wp-content\/uploads\/stoj%C3%ADc%C3%AD%20dolary.jpg","url":"https:\/\/www.laichman.cz\/wp-content\/uploads\/stoj%C3%ADc%C3%AD%20dolary.jpg","height":0,"width":0},"url":"https:\/\/www.laichman.cz\/ma-li-podnikatel-malo-penez\/","about":["Pen\u00edze"],"wordCount":441,"articleBody":" Soukrom\u00e9 podnik\u00e1n\u00ed je v podstat\u011b docela atraktivn\u00ed forma zam\u011bstn\u00e1n\u00ed. A to hned z v\u00edce d\u016fvod\u016f, kter\u00e9 tradi\u010dn\u00ed zam\u011bstnaneck\u00e9 pom\u011bry obvykle nenab\u00edzej\u00ed. Kdo podnik\u00e1, ten je t\u0159eba sv\u00fdm vlastn\u00edm p\u00e1nem, rozhoduj\u00edc\u00edm s\u00e1m za sebe. Co\u017e je p\u0159ece p\u0159\u00edjemn\u00e9, proto\u017ee kdo z lid\u00ed by m\u011bl r\u00e1d ono v\u011b\u010dn\u00e9 sek\u00fdrov\u00e1n\u00ed od nad\u0159\u00edzen\u00fdch, \u017ee? Pak je tu tak\u00e9 mo\u017enost d\u011blat to, co takov\u00fd podnikatel d\u011blat chce, je tu mo\u017enost p\u0159izp\u016fsobit si svou pr\u00e1ci sv\u00fdm individu\u00e1ln\u00edm pot\u0159eb\u00e1m. A konec konc\u016f je tu dob\u0159e vypadaj\u00edc\u00ed i to, \u017ee co si podnikatel vyd\u011bl\u00e1, to je jeho a o tom s\u00e1m rozhoduje, ani\u017e by byl odsouzen k platu, kter\u00fd maj\u00ed sl\u00edben\u00fd pouz\u00ed zam\u011bstnanci.Jen\u017ee podnik\u00e1n\u00ed nemus\u00ed b\u00fdt v\u017edycky jenom takov\u00e9 terno. Ono se v n\u011bm toti\u017e tak\u00e9 n\u011bkdy neda\u0159\u00ed. A za ka\u017ed\u00fdm ne\u00fasp\u011bchem nevyhnuteln\u011b n\u00e1sleduje i probl\u00e9m s pen\u011bzi. Kter\u00fd je n\u011bkdy pon\u011bkud nep\u0159\u00edjemn\u00fd a n\u011bkdy u\u017e tak\u00e9 zcela nezvladateln\u00fd.Podnikatel\u00e9 by si tedy m\u011bli v\u017edycky dost vyd\u011blat, jen\u017ee si ne v\u017edycky vyd\u011blaj\u00ed tolik, aby to bylo dosta\u010duj\u00edc\u00ed. A kdy\u017e u\u017e potom chyb\u00ed finance i na nezbytnosti, za\u010d\u00edn\u00e1 j\u00edt do tuh\u00e9ho. A nejednou u\u017e tu zb\u00fdv\u00e1 vlastn\u011b jenom jedin\u00e9 v\u00fdchodisko, kter\u00e9 by mohlo situaci je\u0161t\u011b zachr\u00e1nit \u2013 a t\u00edm je p\u016fj\u010dka.Jen\u017ee ani tady to nen\u00ed v\u017edy perfektn\u00ed. Podnikatel\u00e9 toti\u017e sice mohou n\u011bkdy p\u016fj\u010dku pot\u0159ebovat a cht\u00edt, ale dostanou ji? Kdy\u017e jsou ve finan\u010dn\u00ed krizi a obr\u00e1t\u00ed se na banku, obvykle neuvid\u00ed ani korunu. Nejsou bonitn\u00ed, tak\u017ee sm\u016fla.A m\u00e1-li jim je\u0161t\u011b n\u011bco pomoci, pak snad u\u017e jedin\u011b hypot\u00e9ka po insolvenci, kter\u00e1 se poskytuje takov\u00fdm podnikatel\u016fm, kte\u0159\u00ed se za ni mohou zaru\u010dit z\u00e1stavou sv\u00e9 nemovitosti. Co\u017e je v\u00fdhodou t\u00e9to p\u016fj\u010dky, proto\u017ee tu d\u00edky tomu nen\u00ed nutn\u00e9 prokazovat velk\u00e9 p\u0159\u00edjmy a i nad z\u00e1znamy v registrech dlu\u017en\u00edk\u016f lze p\u0159imhou\u0159it oko.A to nahr\u00e1v\u00e1 u nebankovn\u00edch hypot\u00e9k podnikatel\u016fm, kte\u0159\u00ed jsou na tom u\u017e v\u00e1\u017en\u011b bled\u011b. Proto\u017ee t\u011bm by v bance nep\u016fj\u010dili. Ale u nebankovn\u00ed spole\u010dnosti a jej\u00ed hypot\u00e9ky tito usp\u011bj\u00ed. A to docela snadno a a\u017e p\u0159ekvapiv\u011b v\u00fdhodn\u011b.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00e1-li podnikatel m\u00e1lo pen\u011bz","item":"https:\/\/www.laichman.cz\/ma-li-podnikatel-malo-penez\/#breadcrumbitem"}]}]